Posh Thoughts

Archive for the ‘Business & Finance’ Category

Since I am trying to earn money online, I really wanted to try some other ways to do it. So I opted to do some trial and error on few ways on how to make money online and one of these ways is through affiliate marketing.

I joined an affiliate marketing network before but really don’t understand how I can earn much money from it. But now, I revisited the site so I can learn more and start earning. So far, all I did is grab banners and put them at my sites. I haven’t figured out how I can earn from it aside from placing banners on my blog.

Anyway, I wish to learn more so that hopefully I can earn more too!

I am not good in handling money. I always forget to track them down. The only thing that comes into my mind when payday comes is to pay all bills and debts and make sure the family gets a day-out at the mall. I am using this kind of budgeting for years now and I know deep down inside, I need to change this one if I want to live a financially debt free life!

As part of my “financially debt free life” move, I want to own a personal budget software. I want to learn how to track my income and expenses monthly. I need to target a way where in I could save for the rainy season.

So, anybody here knows where I can get a FREE copy? I want to try it for free, I am not that rich you know!

I have been searching for a term life insurance online that I can avail here in our place. Unfortunately, they don’t have automatic forms that can produce quotes for you. They only provide information about their branches and contact details. You have to go and visit them personally if you want one. So that means I need to go to offices just to get insurance quotes on each company so that I can get the most affordable one. Now who said I we can talk about saving if you travel to their offices?

Oh well, I just hope they have online forms that can create insurance quotes immediately just like in the US. Maybe next time, eh?

Tangible products are really easy to sell and buy because after paying, you can see and feel it immediately. Intangible products like insurance, stocks and bonds on the other hand are harder to sell and even to invest upon because of the risk that comes with it. But the fact still remains that these products can really prepare one for the future in case of emergency or retirement.

Speaking about insurances, I found myself shocked that you can insure almost anything today; from your buttocks (Jennifer Lopez issues), your insurance premium gets insured (in case you die, it’s considered paid), and now… mortgage insurance. This means that if you insured your mortgage loans and accidentally die while still paying it, your family will not worry about it because the insurance company will take care of the remaining payments! Convenient isn’t it?

Anyway, if you’re interested to buy any insurances or mortgage insurance for that matter, you might want to google it or even better check out www.wholesaleinsurance.net. I think they have plenty of offers online and the can also give you detailed mortgage insurance rates.

As for me, I am still planning to get one but I am still trapped with my financial woes right now.