I am not good in handling money. I always forget to track them down. The only thing that comes into my mind when payday comes is to pay all bills and debts and make sure the family gets a day-out at the mall. I am using this kind of budgeting for years now and I know deep down inside, I need to change this one if I want to live a financially debt free life!
As part of my “financially debt free life” move, I want to own a personal budget software. I want to learn how to track my income and expenses monthly. I need to target a way where in I could save for the rainy season.
So, anybody here knows where I can get a FREE copy? I want to try it for free, I am not that rich you know!
